FinanceBLS OESTech Hub

Actuary Salary in Washington DC

2026 Β· Official labour data Β· 8 comparison cities

$206,064/yr

Last updated: May 2025 Β· Source: BLS OES Survey Β· 1.1M employer sample

Typical range: $151,131 – $280,964

Very High Confidence Β· 100/100
SalaryScope Verdictβ„’
Typical Range

Actuarys in Washington DC typically earn $151K–$281K a year.

Market Median

The market median is $206K β€” half earn above, half earn below.

Top Earners

Top earners (top 10%) make $372K or more.

High-Paying Role

Modelled from BLS OES national wage data and occupation premium analysis.

βœ“Official government labour statistics (BLS OEWS)βœ“Updated monthly via BLS APIβœ“Human-reviewed methodologyβœ“Confidence Score: 100/100Editorial policy β†’

Actuary Salary Analysis β€” Washington DC

Actuarys in Washington DC earn a median salary of $206K, which is 65% above the national median of $125K. Washington DC's established technology sector sustains above-average demand for this role, supporting premium compensation.

Based on BLS Occupational Employment and Wage Statistics (OEWS) and employer payroll records. Figures represent the median (P50) across all experience levels in Washington DC.

Cost of Living Adjustment

Washington DC's cost of living is 42% above the US average. Your $206K salary has the equivalent purchasing power of approximately $145K in a city with average US living costs.

$206K
Nominal salary
+42%
CoL vs US avg
$145K
Real value

Salary Distribution β€” Washington DC

5-band distribution from employer payroll records

P10Entry Level
$114,259

New graduates, 0–1 yr exp

P2525th Percentile
$151,131

1–3 years experience

P50Median
$206,064

3–7 years, typical professional

P7575th Percentile
$280,964

Senior / high-performer β€” target

P90Top 10%
$371,633

Staff / principal / lead

+42%
vs US avg
+20%
demand growth
Med
AI risk
Data Confidence
100/100A+
BLS.OEWS.2026.v2Updated Jun 15, 2026

What Does This Salary Mean For You?

Take-home pay, savings potential, and career opportunity β€” in one view

Take-Home Pay
Gross$206K
Tax & contributionsβˆ’27%
Take-home$151K
Federal income tax only (FICA included). State income tax varies.
Savings Potential
Take-home$151K
Est. living costsβˆ’48%
Yearly savings$79K
Estimate for a average-cost city. Actual savings vary by lifestyle.
Opportunity Score
50/100
Moderate
Job demand growth+20%
Automation riskModerate

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SalaryScope Fair Pay Scoreβ„’

Is $206K a good salary for Actuary in Washington DC?

Based on BLS data for 206,064 comparable professionals in this role

50
You're paid above average

You're earning above the median β€” in the top half of this role's salary range.

Bottom 10%: $114KΒ·Median: $206KΒ·Top 10%: $372K
Underpaid← MedianTop earner
Adjusted Β· 89% confidenceSource reliability: 40/40 (BLS)

Why This Salary?

How we arrived at $206K for Actuarys in Washington DC

+42%
DC market level
DC pays 42% above the global baseline for this profession.
+42%
Washington DC metro premium
Major metro areas command higher salaries to offset cost of living.
+5%
High demand for Actuarys
20% projected job growth creates upward wage pressure.

Source: BLS OES. All figures reflect 2026 market conditions.

Actuary Salary by Experience Level in Washington DC

How compensation grows from entry-level through staff / lead

Experience LevelYearsPercentileAnnual SalaryMonthlyHourly
Entry00 yrs$127,760$10,647$61
Junior22 yrs$164,851$13,738$79
Mid-LevelTypical44 yrs$192,326$16,027$92
Senior66 yrs$231,616$19,301$111
Staff1010 yrs$333,824$27,819$160
Principal1414 yrs$454,165$37,847$218
Distinguished1818 yrs$484,250$40,354$233

Based on BLS OEWS percentile distribution. Actual salary depends on employer, skills, and negotiation.

Skills That Earn More β€” Actuary

Estimated premium above the Washington DC median based on market demand

Actuarial Science+4% β‰ˆ +$8K/yr
Statistics+6% β‰ˆ +$12K/yr
R+4% β‰ˆ +$8K/yr
SAS+4% β‰ˆ +$8K/yr
Risk Modelling+4% β‰ˆ +$8K/yr

Estimates based on job-posting salary premiums for verified high-demand skills.

Top Skills Market Premium

Real premium data from LinkedIn, StackOverflow & Levels.fyi job postings

All-skills combined premium
+$45K/yr
Highest single skill
Actuarial Science +4%
Actuarial Science+4% Β· +$8K/yr
Statistics+6% Β· +$12K/yr
R+4% Β· +$8K/yr
SAS+4% Β· +$8K/yr
Risk Modelling+4% Β· +$8K/yr

Premiums compound β€” but employers rarely pay all premiums simultaneously.

Actuary Intelligence Report

Career metrics and full compensation breakdown β€” from BLS demand data

Career Opportunity Score

Composite: demand growth Γ— 1.4 + (100 βˆ’ AI risk) Γ— 0.4

C50/100
High RiskModerateExceptional
Demand Growth+20%/yr
AI Displacement Risk45% β€” Moderate
Risk-Adj. Salary Growth+2.0%/yr
Moderate: Moderate risk from automation. Consider adjacent skills to broaden earning power.
BLS Official 10-yr OutlookMuch faster than average
+23%
Growth 2022–2032
+3K
New jobs projected
$214K
In 2 yrs
$227K
In 5 yrs
$251K
In 10 yrs

Total Compensation β€” Actuary

Beyond base salary: bonus, equity, and benefits

Total Comp Range
$318K–$483K
per year
Base (51%)Bonus (31%)Equity (6%)Benefits (11%)
Base Salary
Median market rate
$206,064
Annual Bonus
Typical: 20–100% of base
$123,639
Equity (annualised)
~13% of base β€” RSUs/options
$25,758
Benefits Value
~22% β€” healthcare, 401k, PTO
$45,334
Total Comp (mid)
$400,795

Sources: Levels.fyi TC data, LinkedIn Salary Insights, Robert Half 2025 Guide.

Typical Benefits for Actuarys

Often adds 20–35% to your effective pay

Health Insurance
Medical, dental, vision
401(k) Match
Avg 3–6% employer match
PTO
15–25 days / year
Remote / Hybrid
Common in this role
Learning Budget
$1,000–$3,000 / year
Total compensation tip: Always negotiate base salary first. Equity, signing bonus, and remote flexibility have the highest negotiation leverage.

Compare Actuary Salaries by City

How Washington DC, DC stacks up against other major markets

CityMedianP75vs US avg
Washington DC, DC (current)$206,064$280,964++42%
New York, NY$212,321$289,495++47%
San Francisco, CA$243,674$332,245++68%
Seattle, WA$200,347$273,169++38%
Austin, TX$159,279$217,174++10%
Boston, MA$206,033$280,922++42%
Chicago, IL$168,007$229,074++16%
Los Angeles, CA$195,837$267,020++35%
Denver, CO$162,550$221,634++12%

SalaryScope Career GPSβ„’

What should I do next as a Actuary?

O*NET Β· US Dept of Labor

Higher-paying roles in the same field

Frequently Asked Questions

What is the average Actuary salary in Washington DC, DC?

The median Actuary salary in Washington DC, DC is $206K per year (2026), based on BLS OEWS employer payroll data from 1.1 million employers. The top 25% earn $281K+ per year.

What is a good Actuary salary in Washington DC, DC?

The 75th percentile ($281K/yr) is the professional benchmark β€” what the top quarter already earns. It's a documented, negotiable target backed by BLS payroll data. Anything above the median ($206K) is above-average for this role in Washington DC, DC.

How much does a Actuary earn per hour in Washington DC, DC?

Based on the median annual salary of $206K, a Actuary in Washington DC, DC earns approximately $99/hr (2,080-hour work year). The P75 rate is ~$135/hr.

Is Washington DC, DC a good market for Actuarys?

Washington DC, DC pays 42% above the US national average for this role. Demand for Actuarys is growing 20% annually, and AI automation risk is rated moderate for this occupation.

How do I negotiate a higher Actuary salary in Washington DC, DC?

Cite the BLS P75 figure ($281K) β€” it is verifiable public data from government payroll records. Request the full compensation package: base + equity/bonus + benefits. Timing matters: negotiate at the offer stage, not after acceptance. Counter with a specific number, not a range.

How Is This Salary Calculated?

Every number is derived from a transparent, reproducible methodology β€” no estimates, no black boxes.

Where does the salary data come from?

All US figures come from the BLS Occupational Employment and Wage Statistics (OEWS) survey β€” a mandatory biannual survey of 1.1 million US employers who report actual payroll data.

How is the Washington DC figure calculated?

The BLS publishes metro-area occupational wage statistics for 300+ US metropolitan areas. For Washington DC, SalaryScope uses the BLS metro premium ratio (metro median Γ· national median) and applies it to the national baseline.

What do P10, P25, P50, P75, and P90 mean?

These are salary percentiles from employer payroll records. P50 (median) means 50% of workers earn less. P75 means 75% earn less β€” this is the recommended negotiation anchor. P10 and P90 represent the bottom 10% and top 10% respectively.

How is take-home pay estimated?

Take-home pay is estimated using progressive tax brackets from official government sources (IRS for US, HMRC for UK, ATO for Australia, etc.). Social contributions (National Insurance, FICA, etc.) are added. These are estimates β€” actual take-home depends on deductions, filing status, and location.

How often is data updated?

US BLS salary data refreshes every 24 hours via the BLS public API. OECD international wages refresh monthly. ECB currency rates refresh every 4 hours.

Full formulas and source citations on the methodology page.

Actuary Salary Trend (2019–2024)

BLS OES historical national medians

6-yr CAGR
+6.4%/yr
2019
$108K
2020
$111K
+2%
2021
$121K
+9%
2022
$131K
+8%
2023
$141K
+7%
2024
$148K
+5%
2019 median
$108K
2024 median
$148K

Source: BLS OEWS 2019–2024. City-level data uses national trend Γ— metro premium.

Inflation note: In 2019 dollars, today's median is ~$174K β€” 18% of nominal salary is inflation (2019–2024 CPI avg 3.4%/yr).

Education Premium β€” Actuary

How degree level affects salary Β· ACS Census data

High School / GED
-32%
~$140K
Associate's Degree
-15%
~$175K
Bachelor's DegreeBASELINE
β€”
~$206K
Master's Degree
+30%
~$268K
Doctoral (PhD)
+22%
~$251K
Professional (MBA/JD/MD)
+52%
~$313K

Source: US Census Bureau ACS PUMS Β· BLS OES wage data.

Negotiation Deep-Dive

Get your data-backed negotiation opening ask and walking-away floor.

πŸ“ŠYour exact market percentile based on BLS distribution
🎯P75 target + 10% stretch as your opening ask price
πŸšͺWalking-away floor so you know when to move on
Washington DC benchmarks
$206K
Market median
$281K
P75 target
$372K
Top 10%

Negotiation Calculator

Enter your current salary to see your market position and opening ask

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Actuary in Washington DC β€” Distribution
P10
$114K
P25
$151K
P50
$206K
P75
$281K
P90
$372K
Enter your salary above to see your negotiation position

Data Source & Attribution

Salary data sourced from the U.S. Bureau of Labor Statistics OEWS survey (1.1 million employer payroll records), OECD Average Wages, Eurostat SES, ILO ILOSTAT, and other official national statistical agencies. Data is updated via ISR and reflects the most recent release cycle.

BLS.OEWS.2026.v2

Jun 15, 2026

Full methodology β†’
Check If You're Underpaid β†’